The Mattress Manufacturing facility, an artwork museum in Pittsburgh, USA, is about to sue Cincinnati Insurance coverage (Cincinnati) to cowl greater than $600,000 of economic losses since March.
The museum stated that the insurer breached its insurance coverage coverage by refusing to cowl its earnings loss from COVID-19-related shutdowns, alleging that the insurer is obligated to cowl the loss because the coverage doesn’t have a virus exclusion clause.
“No exclusions, circumstances or different limitations within the coverage excuse Cincinnati’s obligation to supply protection to the Mattress Manufacturing facility,” stated the museum. “The Cincinnati all-risk coverage doesn’t exclude damages attributable to a ‘virus’ or ‘communicable illness’.”
The museum had its preliminary declare in April denied with none investigation reported and was instructed that the declare was restricted to $25,000.
The museum is asking the court docket to require the insurer to cowl its losses and lawyer’s charges and has additionally requested a jury trial.